Rehan Kausar

Rehan Kausar is Chief AI Officer of AI Advantages and creator of the ZERO Operating Model - the governance architecture behind 420+ AI systems in production with zero regulatory findings across Fortune 100 financial institutions.A dual-certified ISO/IEC 42001 and ISO/IEC 27001 Lead Auditor, Rehan has spent 25+ years building the operating systems that allow banks to deploy AI in payments, retail finance, and customer-facing environments without failing examination.His work spans Bank of America, Morgan Stanley, and Citi, and he served as the inaugural Chief AI Officer of a U.S. credit union, building enterprise AI governance from the ground up in a regulated environment.He reframes AI governance from policy to enforced decision control - ensuring every AI action has a named owner, bounded authority, and a defensible audit trail, at the intersection of agentic AI, regulatory scrutiny, and real-time decision systems.Rehan holds a CDAIO from Carnegie Mellon University and an MBA from the Kellogg School of Management at Northwestern University and is a member of the National Association of Corporate Directors (NACD).AI Advantages operates across New York, Dallas, and Riyadh.